KSKJ knows that its future is its children. That is why KSKJ offers specific benefits for a newborn that offer a blanket of assurance over these very special family additions.

NEWBORN CHILD BENEFIT

KSKJ offers a protective hand in its Newborn Child Benefit. If either the mother or father has been a member in good standing for one year prior to the child's birth, the couple's newborn child automatically is covered with a $1,000 life insurance benefit, effective from the seventh day through the 60th day following birth, inclusive.

The Newborn Child Benefit is free. No premium will be charged and payment will be made regardless of any other insurance coverage.

Remember, though, this benefit is temporary and should be supplemented with a more permanent KSKJ life insurance plan.

NEW BABY BENEFIT

This program provides insurance coverage to all new born babies of KSKJ Life members (both parent and grandparents). Regardless of health, KSKJ Life will guarantee a $5,000 Ten Pay Life insurance plan on any child born to a member (membership in KSKJ Life for at least one year).

In addition, KSKJ Life will now pay the first year's premium on the new certificate.

Only the 10 Pay life plan is available and the owner becomes responsible for the premiums due in years 2 through 10. The certificate takes effect after the baby is 60 days old.

Other information regarding the plan is as follows:

• Grandparent(s) may purchase a certificate on a grandchild as owners and sign application, however parent(s) must be named beneficiary.
• Parent(s) or grandparent(s) must have been a member for at least one year to qualify for the "New Baby Benefit".
• Only the Ten Pay Life plan is available.
• An application must be submitted within one year of the child's birth.
• Higher face amounts of insurance may be purchased subject to evidence of insurability.

For additional information click here or contact the KSKJ Home Offie at 1-800-THE-KSKJ.