What is an Annuity?

At KSKJ Life, we take the time to educate our members on their investments. Annuities may sound mysterious, but our products are simple and straightforward. Annuities offer reliable returns on tax-deferred funds and are typically used as an alternative to a Certificate of Deposit (CD). With reliable rates and no sales charges or fees, a KSKJ Life Annuity may be just what you need to secure your savings.

Which annuity is right for me?

Products Flex One FLEX TWO 5-Year 3-Year Immediate Single Premium Bonus One Single Premium Bonus Two 2-Year
Policy Length
7 years
7 years
5 years
3 years
product-specific
7 years
7 Years
2 years
Type of Deposit
flexible / single
flexible / single
single
single
single
single
single
single
Minimum Deposit
$300 or $25 bank draft or $50 monthly direct
$300 or $25 bank draft or $50 monthly direct
$5,000
$10,000
$10,000
$5,000
$5,000
$2,000
Interest Rate Guaranteed Period
1 year bonus
2 year bonus
5 years
3 years
variable
1 Year Bonus
2 Year Bonus
2 years
Additional Deposit Accepted
Automatic Interest Only Payments
*10% Free Withdrawal After First Year
Nursing Home Waiver
Convert into Single Premium Immediate Annuity with no Surrender Charges

*This is a member benefit that is not guaranteed and can be modified at any time by the KSKJ Life Board of Directors

For current rates or more information, call 1-800-THE-KSKJ or Have an agent contact you