You Have Options


Rates are elevated across our Deferred Annuity Suite with options up to 4.70%APY(1)


Click here to see how you can prepare now and watch your future unfold!


Planning is Everything


Our 3-Year Choice Annuity can help you reach your dreams with our elevated rate of 4.00%APY(2)


Exploring Opportunities

Our 5-Year Window Annuity gives you a guaranteed fixed interest rate of 3.25%APY(3) (for year one) with the ability to withdraw funds after the first year without penalty



Why Choose a KSKJ Life Annuity?

  • No fees
  • Flexible free withdrawal options
  • Interest rate guarantees
  • Choose a predictable income stream
  • Payouts not affected by fluctuations in the market
  • Surviving family has continuing income (depending on the payout terms of the annuity)



Looking for more information on a KSKJ Life Annuity? Connect with us today to learn about the rates for our other annuity products!


1)KSKJ Life deferred annuities offered in 3, 5, and 7-year single-deposit deferred contracts or a 7-year flexible-deposit deferred contract. After the first year, the owner may withdraw up to 10% of the accumulated value each contract year (only on the 5-year Choice, 5-year Window,7-year Flex One or Two or 7-year Single Premium Bonus One or Two) while surrender charges may apply for annual withdrawals beyond these amounts. Deposit limits exist. Not FDIC insured. Not available in all states. Early withdrawals and those made prior to age 59 1/2 may be subject to IRS penalty. We are not tax advisors-please consult a tax professional. Advertised rates effective as of 11.14.2022 and subject to change and reviewed frequently. 1. One-year bonus rate of KSKJ Life’s 7-year Flex One or Single Premium Bonus One. 2. Rate for 3 Year Choice. A 3-year single deposit deferred contract with a guaranteed interest rate for three (3) years, after which the current renewal rate will apply. 3. Year 1 rate for the Window Annuity. A 5-year single deposit deferred contract with a guaranteed interest rate for one (1) year, after which the market rate will apply for years 2-5. Guarantees rely on the financial strength and claims-paying ability of KSKJ Life.
KSKJ Life is an Illinois fraternal benefit society located at 2439 Glenwood Ave., Joliet, IL 60435 | Life Insurance and Annuities.