Who is KSKJ Life?

KSKJ Life is a member-owned, community-focused organization that has advocated for families and communities since 1894.
We provide financial security through life insurance and annuity products and invest time and money to enhance local communities.

Learn more about KSKJ Life through our Mission page.


The Board of Directors is KSKJ Life’s supreme governing body under the laws of the State of Illinois. The board governs, sets policies, advises, provides valuable direction and serves the interests of our members.

As of 2020, our governance structure converted to a direct-election model where all benefit members have the opportunity to vote to elect the National Board of Directors.

Current KSKJ Life National Board of Directors

Tony Menart
Chair of Board & Election Committee Member
Philip Hrvatin
Vice Chair of Board &
Compensation Committee Member
Daniel Mihelich
Chair of Finance Committee
Julie Schneller
Chair of Audit Committee &
Election Committee Member
Daniel Golob
Chair of Compensation Committee, Finance &
Election Committees Member
MaryLou Stefanick
Chair of Election Committee &
Audit Committee Member
Michael J. Vidmar
Audit & Compensation Committees Member
Ashley Mikulan
Finance Committee Member

KSKJ Life Board responsibilities include:

-Creates and assists in the implementation of our organizational strategic plans
-Monitors financial and business objectives
-Works with the home office executive staff to assess and manage risk

You can learn more about KSKJ Life’s organizational structure and updated election procedures by reviewing our Bylaws.

View Bylaws


Terms of office are for four(4) years and shall be staggered such that four elected Directors’ terms of office expire every two years.

The Board of Directors is the supreme governing body of the Society under the laws of the State of Illinois. They govern, set policy, advise, provide valuable direction and help guide this growing organization.

Yes.  All beneficial members in good standing are eligible to vote.

Any beneficial member in good standing can submit a vote. Please refer to Bylaws, Section 705 for Election Procedures.

A beneficial member is a person of age 16 or older who has been accepted for membership and who is an insured or annuitant, or a recipient of a settlement agreement benefit by reason of any benefit certificate issued by the Society.

Please email fraternal@kskjlife.com.

If you have an email address associated with your policy information you would have received an email on April 19th from the sender “KSKJ Life Election Admin”. Be sure to check your spam/junk folder. If you haven’t updated your information with us, we recommend checking your old email accounts. If you do not have an email associated with your policy, you will still be receiving the election packet in the mail.  


Election Process

Information packets for the 2024 KSKJ Life National Board of Directors will be mailed and emailed to all beneficial members by April 19,  2024 based on the information we have on file that is associated with your policy. Members will be allowed to vote either online or by phone between the dates of April 19th and May 24th. Four positions are open and voting members will be required to vote for a total of (4) candidates.

Each member will receive a voting code and election pin that is unique to them.

Please revisit this page for further details as there will be updates throughout the election process. If you have questions about the election, please email fraternal@kskjlife.com.

For technical assistance with the voting process, please email YesElections at help+kskj@yeselections.com or call (866) 384-9978.



KSKJ Life Financial Statement and Annual Report

2023 Voice – Fall Edition

2023 Voice – Spring Edition 

2023 Financial Statement