Who is KSKJ Life?

KSKJ Life is a member-owned, community-focused organization that has advocated for families and communities since 1894.
We provide financial security through life insurance and annuity products and invest time and money to enhance local communities.

Learn more about KSKJ Life through our Mission page.


The Board of Directors is KSKJ Life’s supreme governing body under the laws of the State of Illinois. The board governs, sets policies, advises, provides valuable direction and serves the interests of our members.

As of 2020, our governance structure converted to a direct-election model where all benefit members have the opportunity to vote to elect the National Board of Directors.

KSKJ Life Board responsibilities include:

-Creates and assists in the implementation of our organizational strategic plans
-Monitors financial and business objectives
-Works with the home office executive staff to assess and manage risk

You can learn more about KSKJ Life’s organizational structure and updated election procedures by reviewing our Bylaws.

View Bylaws


Terms of office are for four(4) years and shall be staggered such that four elected Directors’ terms of office expire every two years.

The Board of Directors is the supreme governing body of the Society under the laws of the State of Illinois. They govern, set policy, advise, provide valuable direction and help guide this growing organization.

Yes.  All beneficial members in good standing are eligible to vote.

Any beneficial member in good standing can submit a vote. Please refer to Bylaws, Section 705 for Election Procedures.

A beneficial member is a person of age 16 or older who has been accepted for membership and who is an insured or annuitant, or a recipient of a settlement agreement benefit by reason of any benefit certificate issued by the Society.

Please email fraternal@kskjlife.com.

Once you request a copy of the application, you will receive instructions to submit the completed application. 


Election Process

The election process for the National Board of Directors will be conducted in the spring of 2024. All eligible voting members will be required to vote for a total of four (4) board members. More information and voting instructions will be communicated in the coming months.

We are not longer accepting applications for the Board of Directors.

Please revisit this page for further details as there will be frequent updates throughout the election process.


  • Anthony Menart

    Eveleth, MN

    Chair of Board & Election Committee Member

  • Philip Hrvatin

    Lyndhurst, OH

    Vice Chair of Board & Compensation Committee Member

  • Daniel Mihelich

    Joliet, IL

    Chair of Finance Committee

  • Julie Schneller

    Shawnee, KS

    Chair of Audit Committee & Election
    Committee Member

  • Daniel Golob

    Pueblo, CO

    Chair of Compensation Committee, Finance Committee Member & Election Committee Member

  • MaryLou Stefanick

    Beach Park, IL

    Chair of Election Committee & Audit
    Committee Member

  • Michael J. Vidmar

    Chicago, IL

    Audit Committee Member & Compensation Committee Member

  • Ashley Mikulan

    Gibsonia, PA

    Finance Committee Member


KSKJ Life Financial Statement and Annual Report

2023 Voice – Fall Edition

2023 Voice – Spring Edition 

2022 Financial Statement