Lock In Higher Rates with a KSKJ Life Annuity1



We’ve raised the rates on many of our popular annuity products, offering a number of guaranteed options which can help provide protection against the ups and downs of today’s market.   




Certainty in Times of Uncertainty

Have you thought of everything when it comes to your financial future? In the midst of the uncertainty of the market these days, stability and security are top priorities.  Having a plan in place ahead of time can provide you with a bonus layer of protection to help make sure you can enjoy carefree days in retirement.

Why Choose a KSKJ Life Annuity?

  • No fees
  • Flexible free withdrawal options
  • Interest rate guarantees
  • Choose a predictable income stream
  • Payouts not affected by fluctuations in the market
  • Surviving family has continuing income (depending on the payout terms of the annuity)





Looking for more information on a KSKJ Life Annuity? Connect with us today to learn about the rates for our other annuity products!


1.KSKJ Life deferred annuities offered in 3, 5, and 7-year single-deposit deferred contracts or a 7-year flexible-deposit deferred contract. After the first year, the owner may withdraw up to 10% of the accumulated value each contract year (only on the 5-year Choice, 5-year Window,7-year Flex One or Two or 7-year Single Premium Bonus One or Two) while surrender charges may apply for annual withdrawals beyond these amounts. Deposit limits exist. Not FDIC insured. Not available in all states. Early withdrawals and those made prior to age 59 1/2 may be subject to IRS penalty. We are not tax advisors-please consult a tax professional. Advertised rates effective as of 1.23.2023 and subject to change and reviewed frequently. 2. One-year bonus rate of KSKJ Life’s 7-year Flex One or Single Premium Bonus One.  Guarantees rely on the financial strength and claims-paying ability of KSKJ Life.  KSKJ Life is an Illinois fraternal benefit society located at 2439 Glenwood Ave., Joliet, IL 60435.