For a limited time, we’re raising the rates on ALL of our popular annuities1. In fact, we just released the highest rates of the season! You may be able to beat the heat, but it’s hard to beat these hot summer rates. Rates are available for a limited time.

Why Choose a KSKJ Life Annuity?

  • No fees
  • Flexible free withdrawal options
  • Interest rate guarantees
  • Choose a predictable income stream
  • Payouts not affected by fluctuations in the market
  • Surviving family has continuing income (depending on the payout terms of the annuity)



Need a refresher? What is an annuity?
An annuity is a contract between you and an insurance company in which the company promises to make payments to you either immediately (Immediate Annuity) or in the future (Deferred Annuity). Essentially, with a fixed annuity, you are guaranteed that you’ll have a stream of retirement income.


Looking for more information on a KSKJ Life Annuity? Connect with us today!


1) KSKJ Life deferred annuities offered in 3, 5, and 7 year single-deposit deferred contracts or a 7 year flexible-deposit deferred contract. After the first year, the owner may withdraw up to 10% of the accumulated value each contract year (on the 5-year Choice, 5-year Window,7-year Flex One or Two or 7-year Single Premium Bonus One or Two) while surrender charges may apply for annual withdrawals beyond these amounts. Deposit limits exist. Not FDIC insured. Not available in all states. Early withdrawals and those made prior to age 59 1/2 may be subject to IRS penalty. We are not tax advisors-please consult a tax professional. Guarantees rely on the financial strength and claims-paying ability of KSKJ Life.  2) Advertised rate listed is the one-year bonus rate of KSKJ Life’s 7-year Flex One or Single Premium Bonus One on a deposit of $5,000+ (max of $500K) effective as of 9/1/2022. Rates available for a limited time only and subject to change and reviewed frequently. Please call KSKJ Life for rates on our other annuity products. KSKJ Life is an Illinois fraternal benefit society located at 2439 Glenwood Ave., Joliet, IL 60435.