Guaranteed Growth. No Market Risk.

See How Much More Your Money Could Grow!

Choose the annuity strategy that fits your retirement goals.

Multi-Year Guaranteed Annuity
-A guaranteed fixed interest rate for the entire guarantee period, with choices from 2 to 10 years
-Free Enhanced Benefit feature for a terminal illness diagnosis or nursing home confinement
-Automatic renewal feature
-Optional riders

Ideal for: Those seeking secure, predictable growth on their savings.

Flexible Premium Deferred Annuity
-Offers a one or two-year bonus rate
-Allows for additional contributions after initial premium

Ideal for: Those who want flexibility to build their retirement fund over time.

What are your retirement goals?

✔ Choose terms from 2 to 10 years

✔ Lock in a competitive fixed rate

✔ Grow savings tax-deferred

✔ Protect money from market volatility

✔ Build future retirement income

✔ Add funds over time with the FLEX annuity

Are you looking to lock in higher rates with a deferred annuity?  Request a free, no-obligation consultation with a KSKJ Life agent today!

*KSKJ Life MYGAs (Multi Year Guaranteed Annuities) are multi-year, single deposit deferred contracts with a guaranteed interest rate for the term of the contract (ranging from 2 to 10 years), after which the current renewal rate will apply. ** 1Advertised rate(s) effective as of 12/2/2025 and is on the 8, 9 and 10-year MYGA and subject to change and reviewed frequently. Minimum and maximum deposit limits exist. Issue ages vary. Surrender charges may apply. Market Value Adjustments (MVA) apply to the full amount of surrender that is in excess of any free withdrawal during the multi-year guarantee period. Not FDIC Insured. Products may not be approved or offered in all states. KSKJ Life annuity products not available in California. Guarantees rely on the financial strength and claims-paying ability of KSKJ Life. Early withdrawals and those made prior to age 59 1/2 may be subject to IRS penalty. We are not tax or legal advisors – Please contact a tax or legal professional regarding the law concerning tax and retirement plans. KSKJ Life MYGA form ILCC24-SPDA 0324. KSKJ Life is an Illinois fraternal benefit society located at 2439 Glenwood, Ave., Joliet IL 60435 1-800-843-5755. Life Insurance and Annuities.