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Life Insurance Products

Life Insurance Products

Which Policy is Right for Me?


While everyone can benefit from life insurance, you may want to consider one type over another at different points in your life. At KSKJ Life, we’ve offered peace of mind to members and helped protect their families since 1894. We know that everyone’s situation is different, so we’ve designed flexible, reliable products that can help support all your needs through every stage of life. Regardless of which plan best fits your needs, having life insurance is an important asset to protect you and your family for the long term. Have questions or need help determining which policy is best for you? Connect with us today!

  • Term Life Insurance

    Our term life policies are a great fit for individuals looking to protect their families over a specific period of time.

  • Whole Life Insurance

    Our whole life products are the perfect choice for individuals who need coverage for their entire life and want to offer protection for their loved ones in the future.

Browse our Life Insurance Policies

  • Continuous Pay Whole Life

    Whole Life

    This continuous pay policy extends the premiums over the duration of the insured’s life. It offers the lowest premiums of our whole life products.

  • 10-Pay Whole Life

    Whole Life

    A great fit for someone who wants complete coverage that can be paid in full within 10 years.

  • 20-Pay Whole Life

    Whole Life

    A great fit for someone who wants complete coverage that can be paid in full within 20 years.

  • Single Premium Whole Life

    Whole Life

    Guarantees coverage after a one-time payment. Issue age 20-90 with a minimum face amount of $10,000.

  • Single Premium High Cash Value Whole Life

    Whole Life

    Guarantees coverage after a one-time payment. Cash value of policy is higher in the early years compared with other whole life products.

  • Term Life

    Term Life

    10, 20 or 30-year terms available. Premiums to fit your budget.

  • Junior Term

    Term Life

    Ideal for children and students. Covers the insured until age 30.

Introducing the MyLife Series

Looking to customize a plan to fit within your budget? Our 10-Pay, 20-Pay and Continuous Pay Whole Life products offer two plan solutions:

MyLIFE Plus: Includes dividends*

MyLIFE Secure: Lower premiums (no anticipated dividends).

* Dividends are not guaranteed

Learn More

Connect with an agent today to learn more.

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