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Back by Popular Demand:

article thumbnailThe 2nd Printing of the KSKJ Life cookbook is now available. The original cookbook recipes were collected and compiled by Region #6 Director Patricia Slapnick.
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 Pennsylvania Fraternal Scholarship Now Available

article thumbnailThe Pennsylvania Fraternal Congress (PFC) announces applications are now being accepted for their 2009 Scholarship Program.  Completed applications must be postmarked by Thursday, September 3, 2009.
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To View this Website Properly, Upgrade to Internet Explorer 7.0

article thumbnailThe KSKJ Life Home Office has received a number of emails and phone calls about our website (www.kskjlife.org) of not properly loading or web pages taking a long time to download (even with high-speed internet).
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 An Important Message to KSKJ Life Members

article thumbnailWe are all aware of the current investment climate and economic difficulties.  As a fraternal benefit society and a financial services organization, KSKJ Life is not immune to the stresses in capital markets and the economy, especially during our current bank credit challenges.
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Two new annuity options from KSKJ Life

article thumbnailKSKJ Life has developed two new annuity opportunities that most insurance companies do not offer.
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 Member Referral Program

article thumbnailKSKJ Life introduces its new Member Referral Program.Simply refer someone you know to your local sales representative, the Home Office, or online and if the person you referred becomes a new member, you will receive a $10 award.You may also refer yourself for additional life or accidental death &...
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New Annuity Rates Effective April 15, 2009 Print E-mail

TAX-DEFERRED ANNUITIES

FLEX ANNUITY - A 7-year flexible or single deposit contract with a bonus interest rate guaranteed for 1 year; after which the current renewal rate will apply. As a member benefit, a 15% Free Withdrawal is available after the first year and every year thereafter.*
Bonus Interest Rate for 1 Year

 5.00%

5.10%

5.25% 

Deposit Amount

 $5,000 to $24,999

$25,000 to $99,999 

$100,000 and over 

 

FLEX+ ANNUITY - A  7-year flexible or single deposit contract with a bonus interest rate guaranteed for 2 years; after which the current renewal rate will apply. As a member benefit, a 15% Free Withdrawal is available after the first year and every year thereafter.*
Bonus Interest Rate for 2 Years

 4.60%

5.00%

5.10% 

Deposit Amount

 $5,000 to $24,999

$25,000 to $99,999 

$100,000 and over 

 

WINDOW ANNUITY - A 5-year single deposit contract with a guaranteed interest rate for 1 year. 30 days before your contract's 1 year anniversary, you will have a window of opportunity to:
  • Continue the contract for the remaining 4 years at the projected interest (currently at 4.75%)
  • Open a new account for another 1 year guaranteed fixed interest rate
  • Withdraw the funds with no surrender charges

As a member benefit, a 15% Free Withdrawal is available after the first year and every year thereafter.*

Interest Rate for 1 Year

4.00%

Deposit Amount

 $10,000 minimum deposit

 

 5-YEAR ANNUITY - A 5-year single deposit contract with a guaranteed interest rate for 5 years.
Guaranteed Interest Rate for 5 Years

4.00%

4.00%

4.10% 

Deposit Amount

 $5,000 to $24,999

$25,000 to $99,999 

$100,000 and over 

 

2-YEAR ANNUITY - A 2-year single deposit contract with a guaranteed interest rate for 2 years.
Guaranteed Interest Rate for 2 Years

3.40%

Deposit Amount

 $5,000 minimum deposit

 
CURRENT RENEWAL RATES
 

3.85%

4.00%

4.15% 

Deposit Amount

 $5,000 to $24,999

$25,000 to $99,999 

$100,000 and over 

*Member benefits are exclusive options only offered to KSKJ Life members.  These options can be modified or cancelled by the KSKJ Life Board of Directors at any time. Withdrawals made prior to age 59 1/2 may be subject to an IRS penalty up to 10% and may be subject to income tax.  Advertised rates subject to change without notice.  Minium renewal interest rate is never to fall below 3.00%.  Not FDIC insured.  For more information, call 1-800-THE-KSKJ (843-5755).
 

Thank you for visiting KSKJ Life Online

Your decision to place your trust in a fraternal life insurance company takes time and effort. KSKJ Life is here to secure your financial future.

Choosing a fraternal life insurance company is one of the most important financial decisions that you will make. We all share in the hopes that a sudden event will not cause a death in the family.  But if it happens, you want a company that will stand by you and give you and your family solace and financial security.  KSKJ Life's strategy for almost 114 years is to invest in government-backed securities and investment grade corporate bonds.  This strategy will assure that the benefits you expect in the future will be there when needed.KSKJ Life was organized and thrives today because of a passion for our cultural heritage, depth of our faith and soul, and love for each other as fraternal brothers and sisters.  KSKJ Life and its members generously give to each other and empower our local communities.  We share joy and sorrow, laughter and sadness, and we help each other be together.  We are the community, and the community is each and every one of us.

We at KSKJ Life look forward to serving you.  Call 1-800-THE-KSKJ or email us if you have any questions.  We want you to take advantage of our many fraternal programs and catch the passion that is an integral part of KSKJ Life's heritage and continued success.